Financial Literacy


St. Philip’s College is dedicated to providing students with the financial education and training necessary to make informed financial decisions. Our goal is to inform students about the appropriate use of budgeting, funds management, and student loans. Our dedicated staff is here to provide online financial literacy information and resources.

Paying for College
Managing your Money

Managing money can be a challenge for many reasons. Cash is being replaced by credit cards, debit cards, and pre-paid cards which makes spending very easy and saving much more difficult. Money management is all about minimizing your debt, maximizing your income, and establishing your savings. We are here to help you gain the tools needed to become a skilled spender and saver.

Simple Steps to Help Manage your Money

Simple Steps:

  • Start a Savings Plan
  • Follow a Budget
  • Monitor Your Spending
  • Don’t Buy on Impulse
  • Use Credit Wisely

Student Loans Resources:

Credit Report/History Information

Check your credit report at least once a year.  Your credit report will include information on all accounts under your name or associated with your social security number.  Consumers can receive free copies of their credit reports every 12 months from

Keep track of your credit report history using this FREE tool.

Credit Karma

Student Resources

Learn about credit reports and scores and find a sample dispute letter at

For information recovering from identity theft visit

Have Student Loans?

Check your Federal Student Loan information and balance at the National Student Loan Data System. You will need to make sure your FSA ID is set up to access your account.  There are eight different repayment options when it comes to your student loans.  Please review your options below and contact Enida Rehome with any questions or concerns you may have.

Repayment Plans
  • Standard Repayment Plan
  • Graduated Repayment Plan
  • Extended Repayment Plan
  • Pay As you Earn Repayment Plan (PAYE)
  • Revised Pay as you Earn Repayment Plan (REPAYE)
  • Income-Based Repayment Plan (IBR)
  • Income-Contingent Repayment Plan (ICR)
  • Income-Sensitive Repayment Plan

**IMPORTANT**   The PAYE, REPAYE, IBR, and ICR plans all offer forgiveness for remaining loan balances after a set period of time. But, these forgiven amounts may be treated as taxable income, which could potentially raise your tax bill.

Helpful Information


Male Student on his Laptop

Safe SPACEFirst Year ExperienceTutoring and Technology (TNT) Book Loan Program

  • August

    8:00 a.m. - 7:00 p.m.

    September - December

    8:00 a.m. - 5:00 p.m.

  • January

    8:00 a.m. - 7:00 p.m.

    February - May

    8:00 a.m. - 5:00 p.m.

    First Saturday of Each Month
    9:00 a.m. - 1:00 p.m.

  • Monday-Thursday
    8:00 a.m. - 7:00 p.m.

    Friday and Saturday



Contact Information

Financial Literacy Coach
Enida Rehome
(210) 486-2140

MLK Campus - Sutton Learning Center (SLC) 102C