St. Philip’s College is dedicated to providing students with the financial education and training necessary to make informed financial decisions. In a partnership with Financial Literacy of South Texas Foundation, a Private Grantmaking Foundation in San Antonio, Texas, we will ensure that students will be knowledgeable in the appropriate use of budgeting, funds management, and student loans.
Our dedicated staff is here to provide financial literacy information and resources. We are here to assist as you navigate the Financial Literacy of South Texas Foundation.
Financial Literacy Workshops
All new and currently enrolled St. Philip's College students are encouraged to attend our Financial Literacy Workshops. The presentations will cover a range of topics that are vital for students to have success in their personal finances.
- Dates | Times | Presentations | Campus | Room Number | Building
- Sept. 21 | 7:45am-9:00am | Managing Your Budget | MLK | SDEV CLASS Room 210 | Sutton Learning Center
- Sept. 21 | 10:45am-12:00pm | Managing Your Budget | MLK | SDEV CLASS Room 200 | Norris Technical Building
- Sept. 23 | TBD | Managing Your Budget | SWC | SDEV CLASS Room C225 | Building 1
Why is Financial Literacy Important?
With student loan debt and student credit card debt on the rise, many students leave college with more debt than they are prepared to handle. By providing financial literacy to students, they are more prepared to make wise financial choices while still attending school and are better prepared after they graduate from college to handle the responsibilities of debt.
Paying for College
There are several financial options out there to help reduce the cost of college. Grants, scholarships, work-study employment are no-cost options but have limited availability, and require certain qualifications. You should apply for as many as are available to you. Applying early and every year you are in college will help ensure you access all the gift aid for which you qualify. For more information about scholarships, visit www.alamo.edu/spc/scholarships/.
For detailed information about Student Financial Aid, visit alamo.edu/district/financial-aid/.
Managing Your Money
Managing money can be a challenge for many reasons. Cash is being replaced by plastic -- credit cards, debit cards, pre-paid cards—which makes spending very easy and saving much more difficult. Money management is all about minimizing your debt, maximizing your income and establishing your savings. We are here to help you gain the tools needed to become a skilled spender and saver.
Simple steps to help manage your money:
- Start a Savings Plan.
- Follow a Budget.
- Monitor Your Spending.
- Don’t Buy on Impulse.
- Use Credit Wisely.
Default Prevention/After College
A college degree opens the door to so many opportunities and is one of the greatest achievements you will accomplish in your lifetime. Life after college will present new challenges from finding a new career to establishing a budget and paying off your student loans. If you have questions about paying your student loan debt or are having financial difficulties, contact our dedicated staff for more information about your options. Seek help as early as possible to avoid student loan default, as it can have very serious consequences. Financial Aid and the Financial Literacy of South Texas Foundation Grant Coordinator will host Loan Exit Counseling sessions in December and May for any graduating students, or any students that fall below half-time enrollment.